[Lamneiphal]

My financial goals

1. Save 10% of my salary every month

2. Take sinking funds seriously

My financial struggles

1. Impulsive purchases

2. I don’t take savings seriously because I am so confident that I will never lack.

3. I am inconsistent with my sinking funds.

My financial strengths

1. No compromises on bill payments and some fixed payments/financial priorities

[Lamneiphal]

My two bad time habits

1. Screen time as a form of reward: I used screen time as a reward in the past so even after a hectic work day, I can’t put my device down because I have been telling myself I deserve it.

2. Sleeping around 5 hours daily: When I was younger older folks around me would say that those who love to sleep are lazy and I didn’t want to be known as a lazy person so I took pride in working hard and sleeping less also ended up having productivity anxiety in college. Anyway, now I know better, rest is crucial to perform well. I am trying but it’s challenging to reset the old belief system, even though I no longer ‘believe’ in the old values, my brain needs some time and consistent efforts.

What I have started doing to break these habits:

1. Turn off data right after work so complete my cooking, cleaning and quiet time first. If I don’t do it, I end up scrolling.

2. Stop using device right after family prayer and online Bible studies.

3. Read more instead of using social media when I cannot sleep.

4. Follow my new schedule consistently.

5. Reshape and renew my belief systems through the word of God and Godly counsel.

• This reply was modified 3 months, 3 weeks ago by  Lamneiphal.